Provided Member States establish regulated competent person schemes which "accredit" experts on the basis of objective criteria with formal quality assurance checks and procedures (ISO 17024 and ISO 9001) the risks and liabilities associated with undertaking building certification and plant inspection should be low, (since obtaining Professional Indemnity (PI) Insurance should be cost-effective).
However, if Member States do not introduce formal qualification and/or accreditation requirements it is likely that building certification and plant inspection will be undertaken by unqualified practitioners operating outside any formal quality assurance framework. In this instance, PI insurance may be difficult (or impossible) to obtain at a realistic cost. This will result in major (potentially uninsurable) liabilities for building certifier and/or plant inspectors.
Author: David STRONG (BRE)